Federal Consolidation Loan - 1.375% Fixed Student Loan Consolidation. Reduce Payments by 70%. No Credit Checks, No Pre-Payment Penalties, Free Consultations. Borrowers with more than $20,000 in loans, receive a 1.25% Interest Rate Reduction after their first 24 consecutive on-time payments as required to be continued for the life of the loan.

Financialaid.com - Unless your student loan interest rates are 1.67% you are paying too much!!! - Student Loan Consolidation can significantly lower your monthly payment by lengthening the term of your loans, with no prepayment penalties! When you apply now, you can lock in the lowest interest rates in the history of the Federal student loan program! Consolidation is FREE and easy and does not require a credit check.